http://www.busy-moms-online.com Busy Moms Online is a resource for every busy mom. You will find helpful product reviews, links, and other resources to help you on your busy journey. Mon, 05 Jan 2009 21:14:35 +0000 http://wordpress.org/?v=2.7 en hourly 1 http://www.busy-moms-online.com/304/buying-a-new-car/ http://www.busy-moms-online.com/304/buying-a-new-car/#comments Wed, 10 Aug 2005 22:47:19 +0000 admin http://www.busy-moms-online.com/archives/2005/08/buying-a-new-car/ Car buying is not a task to be taken lightly. The cost of a new car equals almost what my parents paid for their first home. It’s imperative to do behind the scenes research to ensure you get a great deal. Do not be in a hurry! Car dealers can detect the scent of desperation [...]]]> http://www.busy-moms-online.com/304/buying-a-new-car/feed/ http://www.busy-moms-online.com/110/most-common-extras-at-closing/ http://www.busy-moms-online.com/110/most-common-extras-at-closing/#comments Sun, 03 Apr 2005 19:51:44 +0000 admin /?p=110 Description Your price Dealers costs Rust proofing $800 $40 Extended warranty $1200 $300 Scotch guard $300 $5 Car alarm $400 $100 Paint sealant $300 $10 Credit/insurance costs $200 $30 Detailing and pin striping $299 $30 Total of extras $3499 $515 Extra monthly payment total $97 $0 As you can see, these extras will get you in the end. If you can, you should avoid them all together. They are worth far more to the dealer than they are to you. By now, you should know all [...]]]> http://www.busy-moms-online.com/110/most-common-extras-at-closing/feed/ http://www.busy-moms-online.com/109/closing-without-the-extra-costs/ http://www.busy-moms-online.com/109/closing-without-the-extra-costs/#comments Sun, 03 Apr 2005 19:07:29 +0000 admin /?p=109 So many people get ripped off after they have already closed the deal. They get you on the extras and the warranties at that point. The extras are things like rust proofing, scotch guarding etc. It seems pretty straight forward but you would be surprised at how many people get taken on these. The trickiest closing [...]]]> http://www.busy-moms-online.com/109/closing-without-the-extra-costs/feed/ http://www.busy-moms-online.com/107/some-sales-scams/ http://www.busy-moms-online.com/107/some-sales-scams/#comments Thu, 31 Mar 2005 03:56:37 +0000 admin /?p=107 As I’ve said before, there are many ongoing scams that dealerships will throw at you in order to bank some extra money from you. I’ve shown you the most popular, but let’s look at some more. 1. Written contract scam: This is basically when the finance manager sits you down and begins to write himself into [...]]]> http://www.busy-moms-online.com/107/some-sales-scams/feed/ http://www.busy-moms-online.com/101/what-kind-of-car-buyer-am-i/ http://www.busy-moms-online.com/101/what-kind-of-car-buyer-am-i/#comments Mon, 28 Mar 2005 17:18:46 +0000 admin /?p=101 If you want to save money while you are negotiating you should negotiate from the dealer cost up and not from the MSRP down. You just need to remember that dealer cost is not the same as the factory invoice. Some dealerships refuse to haggle over the cost of a car. Once you make your opening [...]]]> http://www.busy-moms-online.com/101/what-kind-of-car-buyer-am-i/feed/ http://www.busy-moms-online.com/99/negotiating-tips-when-buying-a-car/ http://www.busy-moms-online.com/99/negotiating-tips-when-buying-a-car/#comments Mon, 28 Mar 2005 03:30:40 +0000 admin /?p=99 Being a good negotiator doesn’t have to be difficult. Sooner or later everyone has to negotiate with someone if they want to get a good deal on a purchase. When you are trying to negotiate with a car dealer, you should know that they are very practiced in the art already. You will need to [...]]]> http://www.busy-moms-online.com/99/negotiating-tips-when-buying-a-car/feed/ http://www.busy-moms-online.com/97/how-much-money-should-i-offer-the-dealer/ http://www.busy-moms-online.com/97/how-much-money-should-i-offer-the-dealer/#comments Sun, 27 Mar 2005 04:55:10 +0000 admin /?p=97 When you go into a dealership, you want to know all of the pricing and costs of the car that you are looking into buying, as mentioned earlier. You should know the manufacturer’s cost and the dealer’s cost. You need to calculate the cost that the dealer paid for the car and then make a [...]]]> http://www.busy-moms-online.com/97/how-much-money-should-i-offer-the-dealer/feed/ http://www.busy-moms-online.com/94/the-car-buyers-folder/ http://www.busy-moms-online.com/94/the-car-buyers-folder/#comments Fri, 25 Mar 2005 04:33:19 +0000 admin /?p=94 Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can. This will all be included in your “folder”. Here is a list of all of the information that you will want to include in your folder: • A [...]]]> http://www.busy-moms-online.com/94/the-car-buyers-folder/feed/ http://www.busy-moms-online.com/93/how-to-avoid-car-refinance-scams/ http://www.busy-moms-online.com/93/how-to-avoid-car-refinance-scams/#comments Thu, 24 Mar 2005 22:14:48 +0000 admin /?p=93 Purchasing a new car from the dealership leaves you open to dealership scams, but what about when you need to Refinance your car loan ? Many of the scams are the same as you will encounter when buying a car. Here are the best tips for avoiding any of the refinance scams that dealerships force you [...]]]> http://www.busy-moms-online.com/93/how-to-avoid-car-refinance-scams/feed/ http://www.busy-moms-online.com/91/the-forced-credit-application-scam/ http://www.busy-moms-online.com/91/the-forced-credit-application-scam/#comments Wed, 23 Mar 2005 03:29:43 +0000 admin /?p=91 If you are hoping to pay for a car outright or in cash with a bank draft or check that is what you should do. Some dealerships will not let you. You will hear one of these lines so that they can try and get you into paying monthly terms for more money. “State laws require [...]]]> http://www.busy-moms-online.com/91/the-forced-credit-application-scam/feed/